• Asks for money upfront before providing any service

• Instructs you not to contact your lender, lawyer, housing

counselor, family, friends, or others

• Asks for mortgage payments to be made directly to his or her

company or a bank account set up by that person, rather than

your lender.

• Requires payment only in the form of cash, cashier’s check,

or wire transfer

• Promises to stop the foreclosure process, no matter the

circumstances

• Advises you to transfer your property deed or title to his or

her company

• Offers to fill out paperwork for you

• Asks for something to be done immediately and without delay.

This includes pressuring you into signing paperwork that you

have not had the chance to read thoroughly or do not fully

understand

• Encourages you to lease your house and buy it back

over time

• Offers to buy your house for a fixed price that is not set by the

housing market at the time of sale

• Asks for you to give a power of attorney

• Asks for signatures on a grant deed or deed of trust

• Asks for signatures on a document that has lines left blank

• Fails to provide copies of signed documents

• Refuses or fails to put an oral promise in writing